Now in private beta Β· no-shame guaranteed

Turn your everyday habits into your nest egg.

Every time you skip the thing you're trying to quit, HabitVest quietly moves that money into your future. No guilt. No budgets. No lectures. Just a pile that grows while the habit shrinks.

Be one of the first to redirect your coffee, smokes & doom-scroll spending. 0 shame delivered to date.

9:41β–‚β–„β–† ▮▮
Good evening, Ryan
4 habits vesting today
YOUR VEST, THIS MONTH
$384.50
↗ 100% to next milestone
Today's habitsEdit
No impulse Amazon buys
πŸ”₯ 1 day streak
$200
Make coffee at home
πŸ”₯ 12 day streak
$6
Skip the vape pen
πŸ”₯ 29 day streak
$8
+
Goals
Where your redirected money is going
Index fund
Investment Β· compounding
$1,240projected Β· 1 yr
Japan trip
$184of $2,000
9% funded~11 months
Emergency fund
$632of $1,000
63% funded~4 months to go
Activity
Progress, not pressure
29Current streak
41Longest streak
$412Redirected / mo
Last 4 weeks
Wk 1
Wk 2
Wk 3
Wk 4
Haven't logged a habit yet today β€” no rush. Your streak holds until midnight, your time.
Profile
Ryan Farrell
RF
Account
Emailhello@habit-vest.com
Linked bankNot connected
NotificationsOn
Nothing has moved yet. Every dollar here is simulated so you can feel how Habit Vest works before any real money is involved.
✦SKIP THE HABIT✦STACK THE CASH ✦NO PENALTIES, EVER✦WATCH IT COMPOUND ✦BUILT FOR YOUR BRAIN, NOT A BUDGET ✦SKIP THE HABIT✦STACK THE CASH ✦NO PENALTIES, EVER✦WATCH IT COMPOUND ✦BUILT FOR YOUR BRAIN, NOT A BUDGET
// the mechanics

How HabitVest actually works.

It's not a budgeting app that wags its finger. You turn the habits you're changing into dollar amounts β€” and every time you follow through, that money moves toward what you're actually saving for.

1
🏷️

Tag your habits with a price

Add the habits you're cutting back on β€” make coffee at home, skip the vape, no impulse purchasing online β€” and put a dollar value on each: $8 a latte, $25 vape, $200 you didn't drop in a web store.

you set the value
2
βœ…

Check it off when you follow through

Skipped your habit today? One tap is all you need to do. HabitVest takes that exact amount and redirects it toward your goal β€” so the money you didn't spend goes to work instead of quietly disappearing.

one tap = money moved
3
🎯

Watch your goal fill

Point your redirected cash at what you're saving for β€” a trip, an emergency fund, a down payment. Your vest fills, your streak grows, and an off day never costs you a thing.

no penalties, ever
The whole idea, in one habit

You're quitting the $8 daily latte. Each morning you make coffee at home, tap it done, and $8 moves toward your Japan trip. A month of mornings is $240 you'd have sipped away β€” now funding the thing you actually want. Do it with three or four habits and it adds up fast.

// the fun part

So, what kind of saver are you really?

Nine quick questions (a couple of them delightfully weird). One surprisingly accurate result. HabitVest tunes everything β€” the tone, the features, the confetti (or lack thereof) β€” to whoever shows up.

QUIZ
1 / 9
First things first
What's the money habit you'd love to redirect into your future?
The real why
What are you really doing this for?
Your world
Which of these sounds most like your working world?
The feeling you're chasing
Picture your savings 5 years from now. Which feeling are you chasing?
Be honest now
Your savings account is secretly an animal. Which one?
Milestone unlocked
You just hit a savings milestone. What's the perfect moment?
The thing that keeps you going
Which of these would actually keep you going?
Just for fun
Last one
πŸ—οΈ
You are
Builder

Claim my early access β†’
// five ways to win

One app. Five personalities.

There's no "right" way to save. HabitVest reshapes itself around how your brain actually works β€” hiding the stuff that stresses you out and amplifying what makes you tick.

πŸ—οΈ

The Builder

Wants visible, tangible proof of progress. Lives for the streak and the stack.

πŸ¦‰

The Strategist

Motivated by numbers, efficiency & the compounding curve. Show them the math.

🀝

The Connector

Saves with and for people. Accountability and shared wins are the fuel.

πŸ¦…

The Free Spirit

Hates cages. Saving has to feel like freedom and future adventures, never rules.

πŸ›‘οΈ

The Guardian

Building a safety net, brick by brick. Calm, protected, zero anxiety.

Other apps punish you.
We literally can't.

No streaks-lost panic. No you-overspent red numbers. No guilt trips. HabitVest is built on one rule: every message is gain-framed. Miss a day? Your vest is still right there, waiting. We only ever show you what you're building β€” never what you "failed."

$6/day
redirected = ~$30k in 10 years*
0
penalties, ever β€” by design
Day 1
be first in when we open
2 min
to find your saver type
// early access

Skip something today.
Thank yourself in 2036.

Get on the list for the private beta. We'll tune HabitVest to your saver type before you even sign in.

πŸŽ‰ You're in, friend. Check your inbox β€” your vest is warming up.
🍎App StoreComing soon
πŸ€–Google PlayComing soon

*Illustrative only β€” assumes ~7% annual return, not a guarantee. HabitVest isn't a financial advisor, just a very good nudge.